Student Health Insurance – Stamps Health Services (2024)

Student Health Insurance FAQ’s

I am having trouble with the UHCSR enrollment website (can't click a button to proceed or the page freezes). What do I do?

Please use Chrome, Safari, or Edge as your web browser as this has helped some students finish the enrollment process. If you still have trouble, please contact jennifer.white@health.gatech.edu.

Can I waive with PGH Global insurance?

This year there is an important change to the waiver requirements for international students. In previous years, international students would have been able to use PGH or another “offshore” plan that doesn’t meet ACA standards to waive out of the Mandatory SHIP category. Starting this year, international students at Georgia Tech cannot waive with PGH or any non-ACA compliant plan. International students must either enroll in the Mandatory SHIP or waive with an ACA-compliant plan.

What is the difference in the “Health Fee” and “Student Health Insurance”?

The health fee is a mandatory fee charged on tuition for all students taking 4 or more credit hours per semester (fall, spring, summer). The health fee covers most services at Stamps Health Services and is not health insurance.

The Student Health Insurance Plan, available for GT students, provides medical, vision, dental, prescription, and worldwide coverage.

What is the difference in “mandatory” and “voluntary” student health insurance?

The following groups of students, per the Georgia Board of Regents, are charged for Mandatory Student Health Insurance on their tuition:

· All undergraduate and graduate students enrolled in programs that require proof of health insurance as determined by the USG Institution. Currently Georgia Tech only requires Mandatory Health Insurance for graduate students in the CHBE and BMED programs and APPH majors.

· All graduate students receiving fellowships that fully fund their tuition as determined by the USG Institution.

· All undergraduate, graduate students holding F or J visas.

· All graduate students receiving a Tuition Waiver as part of their graduate assistantship award as determined by the USG Institution

I fall under the mandatory student health insurance category, but I already have private insurance. Can I waive these fee?

Students in the groups above who have an existing health insurance policy that meets/exceeds insurance requirements can receive a waiver. You must request a waiver during the open enrollment/waiver period.

Once waived, a notification will be sent to GT Bursar’s Office from United Healthcare Student Resources to remove the charge from your Bursar account. The mandatory student health insurance charge is automatically added to tuition and if the submitted waiver is approved and have paid the insurance fee, the GT Bursar’s Office will refund the fee.

Can I add my spouse and/or child(ren) to my student health insurance plan?

Yes, United Healthcare Student Resources allows students to add a spouse and child(ren) to their policy.

When can I enroll myself and/or my spouse/child(ren) to my student health insurance plan?

During Fall and Spring/Summer open enrollment.

If I am a co-op/intern am I eligible to enroll in student health insurance?

If the student is in the Georgia Board of Regents mandatory group then the student will be charged on tuition for mandatory insurance. If the student is not in the mandatory group but is taking 4 or more credit hours then the student is eligible for the voluntary plan.

Can I use my private health insurance at Stamps Health Services?

At this time only the Stamps Health Services Pharmacy files insurance claims for prescriptions. Stamps Health Services does not file insurance claims for medical services rendered other than to the GT Student Health Ins Co. Also, Stamps Health Services is not on any managed care contracts except for the United Healthcare Student Resources plan. Students that do not have the GT Student Health Insurance and incur charges (most services are covered through the student fee) pay at time of service and we provide a statement that students can file to their insurance carrier.

I think I am in the mandatory group but I was not charged on tuition – what do I do?

You will need to contact the GT Bursar’s Office: 404.894.4618

I filed a waiver and my waiver was approved, but the charge is still on my tuition – what do I do?

You will need to contact the GT Bursar’s Office: 404.894.4618

I am a non-employee Postdoctoral Scholar receiving a stipend from a fellowship or training grant. Can I enroll myself and/or my dependents in GT student health insurance offered by United Healthcare?

Yes, you may purchase GT student health insurance. From the United Healthcare Student Resources GT enrollment webpage (linked to above), you will select Medical – Voluntary Student Plan policy.

In many cases all or part of the premium may be reimbursed by your fellowship – contact your program officer or grants administrator for more information.

Student Health Insurance – Stamps Health Services (2024)

FAQs

Student Health Insurance – Stamps Health Services? ›

Student health plans & other options. If your school offers a student health plan, it can be an easy and affordable way to get basic insurance coverage. If you're enrolled in a student health plan, in most cases it counts as qualifying health coverage.

Do students in US get health insurance? ›

Student health plans & other options. If your school offers a student health plan, it can be an easy and affordable way to get basic insurance coverage. If you're enrolled in a student health plan, in most cases it counts as qualifying health coverage.

How much is student health insurance in us? ›

Students applying for their own health insurance plan can generally expect to pay a national average of $158 per month* for a short-term plan or $231 per month* for a major medical plan.

How to get health insurance in NY as a student? ›

Coverage Options for New York Students
  1. Stay on Parent's Plan - if you are a fulltime student, you may be eligible to remain on your parent's plan. ...
  2. School Sponsored Plan - Some colleges offer their own health plan. ...
  3. Student Health Plan - These plans are for full-time students typically between 17-29 years old.

Does Penn State have student health insurance? ›

The Student Health Insurance Plan (SHIP) for Penn State is a comprehensive health insurance plan offered at a competitive price with a network in all 50 states. SHIP is offered and underwritten by UnitedHealthcare StudentResources.

Do children get free health insurance in the US? ›

Medicaid and the Children's Health Insurance Program (CHIP) provide free or low-cost health coverage to some low-income people, families and children, pregnant women, the elderly, and people with disabilities. Some states expanded their Medicaid programs to cover all people below certain income levels.

Do medical students need insurance? ›

Hospitals and clinics in the United States and throughout the world require medical students to carry medical professional liability insurance (malpractice insurance).

How much do college students spend on insurance? ›

The Big College Expense You Probably Didn't Know About And Save For: Mandatory Health Insurance
CollegeCost of student health insurance
Northwestern$4,050
Oberlin$1,694
Boston University$2,466 (basic plan); $3,297 (premium)
Swarthmore$1,784
4 more rows
Jul 23, 2019

Does student health insurance cover dental in USA? ›

In many cases, your school's insurance plan may not cover dental work - and so if you do need to visit a dentist, these expenses will be paid for out of your own pocket. There are however a few options for students to opt for if they are looking for extra coverage. The most popular option are Discount Dental plans.

How much is health insurance a month for a single person in US? ›

The average national monthly health insurance cost for one person on an Affordable Care Act (ACA) plan without premium tax credits in 2024 is $477. Wondering how insurance premiums are decided?

How much is health insurance in NY per month? ›

The average cost of health insurance in New York is $873 per month if you pay full price for a Silver plan. Most people pay discounted rates based on their income. NY health insurance costs an average of $247 per month after subsidies.

Who is eligible for NYS health insurance? ›

Must live in New York. Must be a US citizen, national, or lawfully present immigrant (Different immigration rules may apply if you are eligible for Child Health Plus or NYS Medicaid based on your income) Cannot be currently incarcerated.

How much do you need to make to get free health insurance in New York? ›

Income Requirements
Household SizeThe Least you Can Earn in 2024The Most you Can Earn in 2024
1$20,783$37,650
2$28,208$51,100
3$35,632$64,550
4$43,056$78,000
5 more rows

Which health insurance is best for students in USA? ›

The best student health insurance comes from Blue Cross Blue Shield, but UnitedHealthcare, Everest and Compass are all good options for more specialized needs. Unless you have health insurance from your parents or employer, you'll need to buy individual health insurance.

How much does student health insurance cost in the US? ›

The cost of student health insurance in the USA can be quite variable, depending on whether your plan covers pre-existing conditions and which extra features it includes. Some packages may be as cheap as $30 per month, whereas more comprehensive 'premium' plans with low deductibles may cost over $300 per month.

Do college players get health insurance? ›

Most colleges and universities require domestic and international student athletes to maintain primary health insurance coverage that includes benefits for athletic related injuries before being allowed to participate in intercollegiate athletics.

Is healthcare free in USA for international students? ›

International students are responsible for the expenses they incur while in the United States. As such, U.S. law requires universities to verify that international students on J-1 visas (and their J-2 dependents) have health insurance before allowing them to enroll.

Do non US citizens get health insurance? ›

If you're a “qualified non-citizen,” you're generally eligible for coverage through Medicaid and the Children's Health Insurance Program (CHIP), if you meet state income and residency rules.

Is insurance mandatory for international students in USA? ›

International students in the US may need health insurance to enroll at university, but not necessarily to get an F1 visa. So, having adequate health insurance coverage is a requirement set by the university, not by US law.

Do F1 students have to have health insurance? ›

There are no specific insurance requirements for F-visa holders set forth by the US Department of State. In most cases your school will determine what level of coverage you need, or you will need to make this determination for yourself if your school has no specific insurance requirements.

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